Posts tagged: travel insurance high blood pressure

Top 10 medical conditions declared on travel insurance over 65

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By , March 8, 2012 2:56 pm

The importance of declaring any pre-existing medical conditions when you buy travel insurance is something we talk about a lot here at Over Sixty Five Travel Insurance.

Any medical condition that you are taking medication for, or have visited the doctor or hospital about, needs to be declared when you buy travel insurance over 65.

We always remind travellers, especially those over 65, not to forget about medical conditions such as high blood pressure or high cholesterol which are controlled by medication – they all need to be declared when buying travel insurance.

This seems to be paying off – according to data provided by our partner Goodtogoinsurance.com the relatively minor medical conditions of high blood pressure and high cholesterol are the most common medical conditions being declared by travellers over 65 buying travel insurance.

The most common medical conditions declared and covered when buying travel insurance over 65 are:

1. High blood pressure
2. High cholesterol
3. Diabetes
4. Osteoarthritis
5. Asthma
6. Joint replacement (non-trauma)
7. Coronary angioplasty
8. Heart attack
9. Underactive thyroid
10. Angina

Top 10 medical conditions covered by travel insurance over 65 data provided by Goodtogoinsurance.com based on travel insurance sales in 2011.

Although we have said that high blood pressure and high cholesterol are relatively mild conditions, they can be the underlying cause of many more serious illnesses and therefore it is vital that these types of medical conditions are declared when buying travel insurance over 65. If they are controlled by medication they are unlikely to add a significant amount to a travel insurance premium, but declaring them will ensure that travel insurance cover is in place if a traveller falls ill abroad.

If you are over 65 and take regular medication to control a medical condition you will probably need to take supplies of your medication abroad with you on holiday.

Check your travel insurance over 65 policy terms and conditions to ensure that it provides cover for loss of medication to provide extra peace of mind whilst you are away.

Read our previous post for some hints and tips on taking prescription meditation abroad.

Travel insurance over 65? Don’t forget to declare your medical conditions

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By , February 17, 2012 11:23 am

If you are over 65 and looking for travel insurance, there is a good chance that you will have visited the doctor in the last few years, or been prescribed medication, in which case you will need to declare this at the time of buying travel insurance.

It’s often the more minor medical conditions, which may be controlled by medication that get forgotten or overlooked when buying travel insurance over 65.

Things like high blood pressure, high cholesterol and asthma are often overlooked because they can easily be controlled by medication. If you are over 65, taking medication for pre-existing medical conditions like high blood pressure can become such an entrenched part of daily life that you can easily forget you’re taking medication altogether.

Sarah Findlay, Marketing Manager at Goodtogoinsurance.com, a leading travel insurance provider for over 65s and those with medical conditions says:

“We often speak to older customers, who when asked if they have any medical conditions, or take any medication will say no, only to reveal later on when pressed further  that of course they are taking a tablet for high blood pressure, but isn’t everyone!”

“In fact high blood pressure along with high cholesterol, are the most common declared pre-existing medical conditions that we provide travel insurance for. This is the same for younger travellers and those who are over 65”.

It is important to declare any medical conditions that you have visited the doctor for, or take prescribed medication for when you buy travel insurance. If you don’t declare your pre-existing medical conditions when you buy travel insurance, regardless of whether this was because you forgot, or because you were trying to save money, you could find yourself with expensive medical bills if you fall ill and require emergency medical treatment whilst you are away.

If a pre-existing medical condition is not declared when you buy travel insurance over 65, your policy would not provide cover for any medical treatment that could be related back to this condition. 

With cover for minor conditions such as high blood pressure often only adding a few pounds to the price of a travel insurance over 65 policy it definitely pays to make sure you declare your medical conditions properly.

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