Easter Getaway? FCO issues travel insurance reminder

By , March 23, 2012 11:33 am
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The Foreign and Commonwealth Office (FCO) are advising travellers to buy comprehensive travel insurance before they travel this Easter.

The FCO is reminding travellers how expensive an emergency abroad can turn out to be if you are uninsured. For instance, if you are hospitalised abroad and require air ambulance transport home, it could cost as much as £16,000 from the Canary Islands and much more from other destinations.

Buying travel insurance is vital to avoid this type of unexpected cost; a comprehensive travel insurance policy will provide cover for emergency medical expenses and repatriation back to the UK by air ambulance if the medical team decide that is the best course of action for you.

When you buy travel insurance over 65, remember to declare any pre-existing medical conditions that you may have to ensure that you are properly covered.

If you are travelling within Europe you should also make sure that you have a European Health Insurance Card (EHIC) and that it is still valid. An EHIC entitles you to reduced cost medical treatment in EU countries, but it doesn’t replace the need for travel insurance because it won’t cover all medical treatment and it won’t cover the cost of repatriation.

Having a valid EHIC can also save you money in the event that you need to make a claim on your travel insurance. Many travel insurance providers will waiver the excess payment on a medical claim if you used your EHIC card when receiving medical treatment, saving you anything from £50 to a few hundred depending on the terms and conditions of your travel insurance policy.

As well as reminding of the need to buy travel insurance, the FCO also asking travellers to check the latest travel advice on their website before they leave the UK.

The FCO publishes continually updated travel advice by country, where you can find information about laws and customs, entry requirements, any upcoming strikes or industrial action and details on any areas which you should avoid.

So, if you have an Easter getaway planned, buy travel insurance and check the latest advice from the FCO before you travel. A little bit of extra preparation could save you an enormous amount of time and money once you are away.

There are several ways that you can keep up to date with the latest travel advice from the FCO:

Visit their website: http://www.fco.gov.uk/en/travel-and-living-abroad/travel-advice-by-country/

Follow @FCOtravel on Twitter

Follow the FCO on Facebook.





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