Getting the right travel insurance after a heart attack

By , February 10, 2012 11:04 am
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After the great news that the death rate from heart attacks has halved, we’re looking at how to get appropriate travel insurance cover after a heart attack.

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Travel insurance after a heart attack

A recent study by Oxford University which looked at more than 800.000 men and women who had suffered a heart attack between 2002 and 2010 has shown that the death rate from heart attacks in England has halved in the last 10 years.

The research showed that fewer heart attacks were fatal to sufferers in the last 10 years, which is great news for those suffering a heart attack and their families.

The improvements have been put down to better NHS care after a heart attack and better prevention methods, such as the better management of heart attack risk factors such as smoking, high blood pressure and cholesterol.

If you or a family member has recently suffered a heart attack, a relaxing recuperation holiday could be just what you need to relax and spend some valuable time together. You should check with your doctor that it is safe to for you to travel before you book a holiday.

Like all pre-existing medical conditions you need declare that you have had a heart attack when you buy travel insurance. This is essential whether you are over 65 looking for travel insurance or whether you are younger.

Remember when you buy travel insurance over 65 for medical conditions that you need to declare all medical conditions that you have visited the doctor for or take regular medication for, not just something serious like a heart attack.

Sometimes, when you are over 65 it is easy to forget that you are taking medication for high blood pressure or high cholesterol because the conditions are under control and it just becomes part of your daily routine. But you need to remember to declare these medical conditions when you buy travel insurance over 65 to ensure that you are properly covered.

If you don’t declare that you’ve had a heart attack or that you are taking tablets to control high blood pressure you would not be covered by your travel insurance for any emergency medical treatment that is related directly or indirectly to these conditions.

Thankfully today it’s much easier to get travel insurance following a heart attack than it used to be, even though many standard travel insurance providers might exclude cover because you are over 65 or have pre existing medical conditions, there are specialists around who can help. Look for a travel insurance provider such as goodtogoinsurance.com who specialises in providing travel insurance for over 65s and pre existing medical conditions.

These, days you can buy travel insurance cover for heart attacks and other medical conditions online or by phone, whether you are over 65 or not. You simply need to spend a few minutes answering some multiple choice questions about your heart attack and/or other medical conditions to get instant travel insurance cover, without the need for a doctor’s certificate.

Another point to remember is that travel insurance cover for different countries can differ in price dramatically, due to the cost of obtaining emergency medical treatment in that country. So, if your heart attack has been very recent or you are well over 65 you may want to get some travel insurance quotes to a number of countries to see how the prices differ before you book your holiday – it could save you a lot of money.

Read our post about how the country you travel to can impact the price of your travel insurance.

The most important thing to remember is to declare all pre existing medical conditions when you buy travel insurance over 65. There days there are insurers out there who can cover all types of medical conditions and they are not difficult to find, a quick search online for travel insurance medical conditions or travel insurance over 65 is a good starting point.

Once you have travel insurance in place you can relax and enjoy your well deserved break.

 

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