When you turn 65, it can seem like buying travel insurance suddenly becomes more difficult, but that doesn’t have to be the case, you can get an instant quote for travel insurance over 65 and buy online in minutes – and it doesn’t have to break the bank!
Oversixtyfivetravelinsurance.com has partnered with goodtogoinsurance.com, the specialists in travel insurance over 65, to provide travel insurance with no age limits!
goodtogoinsurance.com offer great options for travel insurance customers who are over 65.
- Three levels of over 65 travel insurance available
- 24 hour emergency medical support on all policies
- £10 million medical and repatriation expenses on all policies
- 14 day money back guarantee on all policies
- All types of medical conditions can be covered
- Travel insurance over 65 – No age limits
- Scheduled airline failure (insolvency) cover included
- Natural catastrophe (volcanic ash) cover available
See the full schedule of benefits for travel insurance over 65
Looking for travel insurance over 65? Our top tips . . .
1. Declare any pre-existing medical conditions when you buy travel insurance over 65
It’s very important to tell your travel insurer about any pre-existing medical conditions when you purchase travel insurance over 65. Anything that you are taking medication for, or have consulted the doctor about should be declared, from something mild like high blood pressure or cholesterol, to serious conditions such as cancer.
Our travel insurance over 65, provided by goodtogoinsurance.com, can cover all types of medical conditions, up to a high severity and sometimes even a terminal prognosis. Many minor conditions can be covered a no extra charge.
2. Buy travel insurance over 65 as soon as you’ve booked your holiday.
There are two good reasons why you should buy travel insurance over 65 as soon as you’ve booked your holiday.
The first is to get the full benefit of any cancellation cover included in your travel insurance over 65 policy. The cancellation section of your over 65 travel insurance policy is designed to provide cover in the event that you need to cancel your holiday due to various specific unforeseen circumstances such as illness or redundancy. You should check the terms and conditions of your travel insurance over 65 policy for full details.
Life has a habit of throwing the unexpected at us, so once you have booked and paid for a holiday, you should protect that investment by organising travel insurance over 65 immediately.
The second reason is to ensure that you are covered for delay or abandonment due to strike or other industrial action. Travel insurance over 65 from goodtogoinsurance.com will provide cover for strike action under the delay section of your policy, so long as you have booked your holiday and bought your travel insurance over 65 before any strikes are announced. Once a strike is announced you are very unlikely to be able to get travel insurance to cover it, so again, to get the maximum protection from your over 65 travel insurance policy, it’s always best to buy travel insurance over 65 as soon as you’ve booked you’re holiday.
3. Choosing the right level of travel insurance over 65 cover
The most important part of any travel insurance over 65 policy is the emergency medical and repatriation cover. The consumer asscociation Which? recommends that you choose a travel
insurance policy with at least £2 million medical cover for Europe and £5 million for Worlwide policies.
Another thing to consider is the level of cancellation cover you need in your travel insurance over 65. Compare this to the cost of your holiday and choose appropriately.
4. Booking direct? Think about extra travel insurance cover
How you book your holiday may affect the level of travel insurance over 65 cover you need. If you book elements of your holiday independently you generally have less financial protection than if you have booked a package with a bonded travel agent or tour operator.
When you book a package holiday, it is generally the responsibility of the tour operator or travel agent to look after you if there are any problems, when you book independently you are on your own.
That’s when you should consider some of the additional options that you can add to your over 65 travel insurance cover, such as:
Travel insurance over 65: additional cover options
Scheduled airline failure and dynamic packaging cover
Scheduled airline failure provides cover in the event that your airline of another of your holiday suppliers becomes insolvent. Scheduled airline failure cover is included on all travel insurance policies from Goodtogoinsurance.com
Natural catastrophe (volcanic ash) cover
Natural catastrophe cover provides cover for delay, cancellation and additional expenses in the event that you are unable to depart for your holiday, reach your holiday destination, or return home as planned due to a natural disaster, such as volcanic ash, fire, flood, earthquake or tsunami.
Natural catastrophe cover and scheduled airline failure can be added to any of goodtogoinsurance.com’s travel insurance for over 65s.
Get an instant quote for travel insurance over 65
Travel insurance over 65 is provided by goodtogoinsurance.com, who are a trading name of Ancile Insurance Group. Ancile Insurance Group are authorised and regulated by the Financial Services Authority – No 471641